Open banking & local methods

Local payment methods, through the same connection.

PIX, SEPA Instant, Faster Payments, SPEI, iDEAL, Blik and the local card schemes your customers actually use. Same integration as cards, and the money lands in the same balance.

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What you get

Why merchants add them

One contract

Every method is under your KyvraPay agreement. No separate onboarding with each provider.

Instant confirmation

Bank-transfer methods confirm in seconds, so you can release the order or credit the wallet straight away.

Same reporting

APM transactions sit next to card payments in the dashboard, exports and webhooks.

How it works

How a bank-transfer payment runs

On the hosted checkout we show methods based on the customer’s country and currency. Over the API you decide which to show.

STEP 01
Customer picks a method
Or the checkout picks for them based on country, device and past behaviour.
STEP 02
We hand off to the bank
Redirect, QR code or app switch, depending on the rail. Status is polled and pushed to you.
STEP 03
Funds settle to your balance
Same balance, same currency conversion rules and same payout schedule as your card volume.

Specifications

Technical details

If something you need is missing here, ask your analyst or check the docs.

Europe: SEPA Instant, open banking (PSD2), iDEAL, Blik, Bancontact, local cards
UK: Faster Payments, open banking
LATAM: PIX, SPEI, Boleto, local cards
CIS / Turkey: Local cards, bank transfer
Confirmation: Real-time for instant rails; webhook on completion for the rest
Refunds: Supported on all rails that allow them, via API

Get started

Ready to apply? Send the short form and an analyst will get back to you within a working day.

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